Affordable Care Act/Marketplace
Private Insurance Requirements
Insurance for Post-doctoral Fellows, Visiting Scholars and CIES students
Athletes, Cheerleaders and Golden Girls
The studentsponsored insurance does not cover participation in collegiate athletics.
Participation in intramural sports and sports clubs is covered.
The student health plan does cover FSU Cheerleader and Golden Girl members as sports club participants.
Scholarship Athletes contact Nick Pappas at 850-645-2700
Welcome parents and students to Florida State University!
Every full-time main campus domestic student new or returning to the university must show proof of health insurance that meets the FSU Board of Trustee requirements prior to registration once each year either through completion of a waiver or purchase of the student health insurance offered through FSU. International students studying at FSU on a J or F visa must meet the insurance requirements whether they are full- or part-time students. Dependents on J visas must also meet insurance requirements. University Health Services administers the requirement for insurance coverage for the university.
United HealthCare Student Resources (UHCSR) is the provider for the university sponsored plans for the 2015-2016 academic year. Waiver dates, open enrollment dates and plan coverage dates are outlined below as well as the premium costs for the student plans. Post-doctoral fellows, visiting scholars and students at the Center for Intensive English Studies can also purchase the plan. See the information in the menu to the left. Plan brochures and summaries are at the third tab in the menu to the left.
Step by step instructions for meeting the immunization and health insurance requirements for enrolling in Florida State University are posted at uhs.fsu.edu. Click on: Health Compliance Forms. You will see Student Immunization Record and Healthcare Compliance Information. These are the pages to read if you read nothing else. Health insurance and immunizations must be on file to clear your record for registration for classes. Welcome again to the Florida State family. The Wellness Center staff is ready to assist as you transition to college life. Please let me know if we can make your move into the FSU support system a more positive and enriching experience.
Lesley Sacher, MHA, FACHE, FACHA
- Requirement to show proof
- All international students and domestic graduate and undergraduate students enrolling full-time must show proof of health insurance before they can register for classes.
- To qualify as comparable insurance, coverage for the following is required.
- Coverage for the entire academic year including holiday breaks
- Mental health coverage for in-patient and out-patient care
- Prescription drug coverage
- Provider network in Tallahassee for routine, specialty, diagnostic, emergency and hospital care
- Major medical coverage - unlimited
- United HealthCare Student Resources (UHCSR) has health insurance available for purchase through FSU if your insurance does not satisfy the requirements listed above.
- Proof of health insurance must be renewed once each academic year.
- Using health insurance to pay for services at the Health and Wellness Center
- Students, post-doctoral fellows, visiting scholars and their qualified dependents (13 and older) and students at the Center for Intensive English Studies may always be seen at the Wellness Center regardless of their insurance status or insurance carrier.
- Present your insurance card and FSU ID every time you have an appointment at the Wellness Center.
- If lab work is ordered, the student is responsible to know whether the in-house lab, Quest Labs, accepts the student's insurance. If the student's insurance requires use of LabCorps, some lab tests can be drawn at the Wellness Center and a LabCorps pickup from the Wellness Center is available.
- If any radiology procedure is ordered, the student is responsible to know whether the Wellness Center is in or out of network. The student may request radiology to schedule any radiology procedure with a provider who accepts the student's insurance.
- At the end of your visit, any charges will be filed with your insurance carrier for reimbursement. No initial out-of-pocket payment is required.
- A medical account debit card may be used to pay for services at the Wellness Center on the date of service.
- If the Wellness Center is an in-network provider for your insurance, the claim will be filed as in-network.
- If the Wellness Center is not an in-network provider for your insurance, the claim will be filed as out-of-network.
- Charges remaining following receipt of reimbursement will be balance-billed to the student account at Student Financial Services.
- Any charges put on the student account at Student Financial Services (SFS) may NOT be paid using a medical account debit card. The SFS system will reject any attempt to make a payment using a medical account debit card.
- The Wellness Center is not permitted to file Medicaid or Medicare claims. Students with Medicaid or Medicare insurance may be seen and either .
- pay for services at the time services are rendered or
- defer charges to their account at SFS.
- The student will have to file a claim for reimbursement with their Medicaid or Medicare carrier
- Uninsured students and their eligible dependents
- Grandfathered students (those enrolled before the fall 2007 term who are not subject to the mandatory health insurance requirement) and other registered students who do not have health insurance and their eligible dependents may always be seen at the Wellness Center. There will be charges for any ancillary services rendered (lab, radiology, procedures or supplies used in diagnosis and treatment). Students who do not pay the health fee will also incur office visit co-pays.
- Payment is due on the day service is rendered.
- Payment at the Wellness Center may be cash or credit card.
- Charges may be deferred to the student account at SFS.
Waiver and Coverage Dates ‐ These dates are the same every year.
|Term||Waiver must cover from||Waiver must cover through||Open Enrollment Starts||Open Enrollment Ends||Plan Coverage Begins||Plan Coverage Ends||Last Day to Change or Cancel Purchase|
|Annual||August 15||August 14||March 2||September 15||August 15||August 14||September 14|
|Fall only||August 15||December 31||March 2||September 15||August 15||December 31||September 14|
|Spring||January 1||August 14||October 2||January 15||January 1||August 14*||January 30|
|Summer||May 10||August 14||March 2||May 15||May 10**||August 14||June 10|
*Spring/summer coverage is the only option. There is no spring only coverage.
**Summer only coverage is for students beginning their FSU journey in summer session. The summer premium is not prorated for students attending later summer sessions.
Per the office of the registrar, any student (graduate, undergraduate or special student) enrolling for 6 credit hours during summer session is considered a full-time student.
AR Due Dates:
Student purchases-Insurance premium payments are due on the day that financial aid is disbursed. If financial aid is delayed, students do NOT need to call the health center to defer the payment. Students do not need to make special arrangements for financial aid to pay health insurance premiums. If the insurance charge is on the student's account when financial aid is disbursed, the premium will be paid by financial aid. If there is sufficient financial aid to pay the whole premium, the student owes nothing more for insurance. If there is not sufficient financial aid to pay the whole premium, the balance that is not paid by financial aid remains on the student's account and is the student's responsibility to pay. The balance must be paid to zero before the student's next registration window opens or the student's ability to register for the next term will be blocked.
Post-doctoral fellow, visiting scholar, CIES student-Payment is due as soon as charges are posted to your account at Student Financial Services. The carrier will be notified to begin coverage once payment has been verified by the Health Compliance office.
AR Due Date Notes
- Insurance Premium Payment Due: the day financial aid is disbursed
- Financial aid delayed? Do NOT call Health Compliance to defer payment. It is automatic.
- Not enough financial aid to pay the entire premium? The unpaid balance stays on the student's account for the student to pay.
- How to avoid a registration block: Have the premium due paid to zero before the next registration window is scheduled to open.
2015-16 Premium Matrix
|August 15 - August 14||August 15 - December 31||January 1 - August 14||May 10 - August 14||August 15 - August 14|
|Annual||Fall Only||Spring/summer||Summer Only||Optional Dental|
|post-doctoral fellows, visiting scholars||$1,990||NA||$166||NA||NA|
|post-doctoral fellows, visiting scholars, students at CIES**||$2,150||NA||$179||NA||NA|
*Students beginning at FSU in spring semester may purchase dental coverage at the annual premium. Annual benefits will apply for the January through August coverage The last day to cancel the dental plan is the day before your coverage begins.
** Center for Intensive English Studies
NA indicates this coverage is not available.